Health Insurance
Legal & Immigration
Understand your health insurance options in New Jersey and New York.
Health Insurance Marketplace
Lawfully present immigrants can enroll in health insurance through the federal or state marketplaces and may qualify for financial help to lower costs.
New Jersey: GetCoveredNJ
- NJ has its own state marketplace at GetCoveredNJ
- Open enrollment is typically November 1 - January 31 each year
- NJ offers state subsidies for individuals earning up to $93,900/year
- NJ FamilyCare (Medicaid): Children under 19 qualify regardless of immigration status through "Cover All Kids"
- Apply online or call 1-800-701-0710
New York: NY State of Health
- NY has its own state marketplace at NY State of Health
- Free enrollment assistance available in many languages
- NYC Care: For NYC residents who cannot afford or are ineligible for insurance, NYC Health + Hospitals offers low-cost/no-cost healthcare regardless of immigration status
Note: Receiving NJ FamilyCare or using NYC Care does not trigger public charge rules.
Resources
Healthcare.gov - Immigrant Coverage
Official federal guide to health coverage options for lawfully present immigrants.
Visit WebsiteGetCoveredNJ
New Jersey's official health insurance marketplace. Compare plans and apply for financial assistance.
Visit WebsiteNY State of Health
New York's official health insurance marketplace for individuals and families.
Visit WebsiteNYC Care
NYC Health + Hospitals program providing low-cost/no-cost healthcare regardless of immigration status or ability to pay.
Visit WebsiteNJ FamilyCare / Cover All Kids
Apply for NJ FamilyCare for children under 19 regardless of immigration status.
Visit Website